Motor Insurance

Electric Private Car Third Party ( Act / Liability ) Only Insurance

As the number of electric cars increasing in roads, insurance companies are also introducing new insurance products to cover them. National Insurance Company is also proving Liability /Third Party/Act only electric private car insurance. Company also provides comprehensive package insurance policy for electric private car; however, this page aims to explain the Liability only electric private car Insurance policy.

Electric Bike Third Party ( Act / Liability ) Only Insurance

As the number of electric bikes increasing in roads, insurance companies are also introducing new insurance products to cover them. National Insurance Company is also proving Liability /Third Party/Act only electric two-wheeler insurance. Company also provides comprehensive package insurance policy for electric two-wheeler; however, this page aims to explain the Liability only electric two-wheeler Insurance policy.

Owner Driver Compulsory Personal Accident (CPA) Insurance Bundled with Motor Insurance

Name of Insurer: National Insurance Company Limited

Who is Owner Driver: For the purpose of this Policy, the registered owner of the insured vehicle directly involved in the accident and, holding an ‘effective’ driving license for such insured vehicle is termed as Owner-Driver.

Motor (Vehicle) Insurance

Motor Insurance in India is mandatory for any vehicle (like Private Cars, Motorized Two Wheelers and Commercial Vehicles as defined in the Motor Vehicle Act excluding vehicles running on rails) designed to run on public road. Motor Insurance was earlier guided by India Motor Tariff, which is being phased out by the regulator Insurance Regulatory Authority of India (IRDAI). Instead, Company wise guidelines are being placed though. But Act Liability (Third Party) premium pricing is still guided by IRDAI.
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